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Reviewing Home Owners Association Documents For New Homes

It’s a good idea to review the covenants, conditions, and restrictions (CC&Rs) for a homeowners association (HOA) before purchasing a home in an HOA community. These CC&Rs are the rules that govern the use and maintenance of the properties within the community and often include provisions related to things like:

  1. Architectural standards: CC&Rs may outline the type and style of homes that are allowed to be built in the community, as well as the materials that can be used for construction.

  2. Landscaping: CC&Rs may specify the types of plants and trees that can be planted on a property, as well as the maintenance requirements for lawns and gardens.

  3. Parking: CC&Rs may restrict where and how homeowners can park their vehicles, including rules about street parking and the use of driveways and garages.

  4. Noise: CC&Rs may include provisions about noise levels and hours of operation for things like outdoor parties and home-based businesses.

  5. Renting: Some HOAs have rules about whether homeowners are allowed to rent out their properties and, if so, under what circumstances.

  6. Pets: CC&Rs may include rules about the type and number of pets that are allowed on a property.

It’s important to carefully review the CC&Rs before purchasing a home in an HOA community to ensure that you are comfortable with the rules and regulations that will apply to you as a homeowner.